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Credit Counseling

Common Questions

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Common Questions

Does debt consolidation or credit counseling require good credit?
 
No, debt consolidation and credit counseling are a way for you to pay off you debt and rebuild your credit rating. Unlike a debt consolidation loan (from a bank), which would require that a customer has good credit to obtain the loan, debt consolidation/credit counseling services work with the client’s creditors to help reduce payments without obtaining another loan and sending the customer further in debt.
 
Action Credit Advisors